With pushTAN, all you need to receive a TAN is a smartphone or tablet. pushTAN is the right method for everybody who is concerned about security and wants to be flexible - because it can be used both at home on a computer or laptop, and on the go on a smartphone or tablet.
The chipTAN system is our way of ensuring that all of your online banking transactions are totally secure and of giving you flexibility.
chipTAN is extremely secure because it uses two communication technologies (computer and TAN generator). But that's not all, because, as well as a unique TAN code that will have been specifically generated and can only be used for this transaction, the screen on your TAN generator will also always show you the main transaction data again for you to check before the transaction is authorised.All that is then left for you to do to effectively protect yourself from phishing attacks and banking Trojans is to carefully check the data you have entered.
The chipTAN system is easy and quick to use. Simply sign up, get your TAN generator and use it with your Sparkassen Card.
|Log into your online banking account as usual.|
|Enter the data for the transaction you wish to conduct and press SEND.|
|Your screen will now show an animated image. Insert your Sparkassen Card into your TAN generator and press F.|
|Hold the TAN generator over the animated image on your screen. The generator will now transfer data to your computer through the light-sensitive contacts on the back.|
|The screen on the TAN generator will then show you the main data you have entered for your transaction again. Check the data (if, for example, you are transferring money to another account, the account number and amount), press OK to confirm if it is correct and wait for the generator to generate a unique TAN for this transaction.|
|If the data is correct, you can authorise the transaction on your PC by entering this TAN. Done!|